Academic bank of credits ABC – UGC NET Question

NEP 2020 proposes the Academic Bank of Credits as a national digital repository where students “deposit” the credits they earn and later “withdraw” or redeem them towards a qualification. This banking metaphor is reflected directly in the official name Academic Bank of Credits, so “Bank” correctly completes the term.

Option A:
Option A is correct because the Academic Bank of Credits is explicitly named as such in policy documents, highlighting its function of storing and managing credits like a bank account for learners.

Option B:
Option B is incorrect since an Academic Board usually means a committee that takes academic decisions; it does not denote a digital repository for credit storage and transfer.

Option C:
Option C is wrong because an Academic Bureau suggests an office or department, not a system that securely tracks and redeems credits across institutions.

Option D:
Option D is incorrect as “Block” has no established connection with credit storage or banking metaphors and is not used in the official terminology.