Academic bank of credits features – UGC NET Question

Statements A, B and D together present the intended features of the Academic Bank of Credits. A is correct because ABC is specifically designed to store credits from different recognised institutions. B is correct as ABC supports flexible entry and exit within approved programme structures. D is correct since regulations allow mobility of credits across modes such as online and offline programmes. C, E and F are incorrect because credits do not automatically expire within one semester, ABC is not limited to central universities alone, and it does not remove the need for institutional academic records.

Option A:
Option A is correct because it selects exactly A, B and D, all of which accurately describe accumulation, flexible use and mobility of credits through ABC, while excluding C, E and F which misstate expiry rules, eligibility and the role of institutional records.

Option B:
Option B is incorrect because it includes C, wrongly suggesting that credits expire automatically within the same semester, which contradicts the principle of long-term accumulation.

Option C:
Option C is incorrect because it includes E, which wrongly limits access to central university students, and omits B, thereby ignoring the role of ABC in enabling multiple entry and exit.

Option D:
Option D is incorrect because it includes F, which falsely claims that institutional student records are no longer needed, and omits A, so it fails to emphasise the core feature of credit accumulation from multiple institutions.