Academic bank of credits concept – UGC NET Question

NEP 2020 introduces the Academic Bank of Credits as a digital repository where students can deposit credits earned from approved courses and later withdraw or redeem them towards a qualification. The metaphor of a “Bank” captures this deposit-and-withdrawal idea, so “Bank” is the correct word to complete the name.

Option A:
Option A is correct because “Bank” suggests safe storage, accumulation and future use, which accurately reflects how credits are to be handled in this system.

Option B:
Option B is incorrect as “Bureau” usually denotes an office or department, not a repository that holds individual credit balances over time.

Option C:
Option C is wrong because a “Board” is generally a governing body or committee and does not convey the notion of storing and managing credits like an account.

Option D:
Option D is incorrect since “Block” has no natural association with credit storage and retrieval in this context and is not part of the official term in NEP 2020.