The Academic Bank of Credits is a proposed digital repository where studentsβ academic credits from different recognised institutions and courses can be safely stored. It allows learners to combine credits accumulated over time and across institutions to earn degrees or certifications. The stem refers to a system that enables storing, transferring and redeeming credits under NEP 2020, which corresponds exactly to the Academic Bank of Credits. Thus, Option B is correct.
Option A:
The National Scholarship Portal is aimed at processing and managing government scholarships and does not function as a credit storage and transfer mechanism. It deals with financial support rather than academic credits, so this option is not appropriate.
Option B:
The Academic Bank of Credits supports the NEP 2020 vision of multiple entry and exit points and flexible learning pathways. By recognising learning from various sources, it enhances mobility and lifelong learning, aligning closely with the description in the question.
Option C:
National Career Service is an employment-related portal connecting job seekers and employers. It does not manage academic credits in higher education, so this option is unrelated to the concept asked.
Option D:
Digital India Mission is a broad umbrella programme to transform India into a digitally empowered society and knowledge economy. While ABC is one component of digitalisation in education, the Mission itself is not the specific credit bank referred to in the stem.
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