UGC NET Questions (Paper – 1)

The Academic Bank of Credits is designed as a digital system where students’ earned credits from recognised courses and institutions are stored. These credits can later be transferred and combined to obtain certificates, diplomas or degrees, enabling flexible and modular learning pathways.

Option A:
Salary data are handled by HR and financial systems and are unrelated to the academic credit functions of ABC.

Option B:
This option correctly describes ABC as a credit repository that allows students to accumulate and transfer credits across institutions and over time.

Option C:
Sports achievements may be tracked elsewhere but are not the core data ABC is meant to store.

Option D:
Information on infrastructure requirements is part of planning and administration, not the purpose of an academic credit bank.

ABC is conceived as a national-level digital credit repository. Students earn credits from recognised HEIs, and these are recorded in their ABC account. When they move institutions or re-enter after a break, credits can be transferred and counted towards a qualification. This enables genuine portability and lifelong learning.

Option A:
Storing money is the role of financial institutions, not ABC.

Option B:
This option correctly describes ABC as a credit, not financial, bank.

Option C:
Question-setting for exams is handled by universities and testing agencies, not ABC.

Option D:
Accreditation is done by NAC and related regulators, not by the credit bank.

Statements A and B correctly explain the purpose of the Academic Bank of Credits. Statement A is true because ABC functions as a digital repository of credits earned in approved courses offered by recognised institutions. Statement B is true in stating that ABC supports multiple entry and exit by enabling students to accumulate credits over time and redeem them for qualifications. Statement C is false since credits from unrecognised institutions are not automatically accepted; regulatory norms apply. Statement D is false because ABC does not eliminate examinations, which remain integral to course assessment. Therefore, A and B only form the correct combination.

Option A:
Option A is incomplete because it mentions the storage function of ABC but omits the important feature in B that connects credits to flexible entry and exit pathways, which is central to ABC’s value proposition.

Option B:
Option B is correct because it captures both the technical role of ABC as a repository and its academic role in enabling flexible learning trajectories, while excluding C and D, which overstate or misrepresent its implications.

Option C:
Option C is incorrect because it adds C, wrongly implying that all credits irrespective of institutional recognition must be accepted, which would contradict regulatory quality controls.

Option D:
Option D is incorrect because it combines B and C and ignores A, accepting the false suggestion in C and ignoring the basic description of ABC as a digital credit bank.